Thursday, June 17, 2021

Servicio Al Cliente Florida Blue

La información personal de salud cuando usted lo necesita. Un servicio superior de atención al cliente y consultas de salud por teléfono y en persona en los Centros Florida Blue ubicados en todo el estado de Florida.

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Un agente autorizado llamará junto con usted al Mercado de seguros médicos para ayudarle a.

Servicio al cliente florida blue. Atención al cliente de Florida Blue Con tu cuenta de miembro por Internet puedes comprobar el estado de la reclamación solicitar una tarjeta de identificación de reemplazo imprimir formularios actualizar otras informaciones de responsabilidad de las compañías y hacer consultas generales. Haz clic en ese enlace e. Florida Blue uno de los proveedores de servicios de salud más grande en el estado busca empleados para más de 300 plazas de servicio al cliente según anunció la empresa en comunicado.

Con el cuidado médico virtual tiene acceso a proveedores las 24 horas del día 7 días a la semana y puede acceder al cuidado que se adapte a su horario. Selecciona Tus Preferencias de Cookies. En Florida Blue la correcta atención al cliente es nuestra prioridad.

Los usuarios de TTY deben llamar al 1- 800-955-8770. Los clientes que quieran ser atendidos en idioma español harán lo correcto al llamarnos pues nosotros ofrecemos tarifas muy atractivas y destacamos por nuestra. Tienes acceso a tu cuenta las 24 horas del día.

El horario es de 800 a. Comuníquese con nosotros para más información. Como asegurado puede iniciar sesión en cual- quier momento y encontrar todo lo que nece- sita saber acerca de su plan de salud así como herramientas y recursos gratis.

Florida Combined Life Insurance Company Inc cuyo nombre comercial es Florida Combined Life una afiliada de Blue Cross and Blue Shield of Florida Inc. Las llamadas pueden responderse o no dentro de los Estados Unidos. Su atención médica no debe estar limitada por su ubicación.

Lea reseñas de productos sinceras e imparciales de nuestros usuarios. En tu perfil de Florida Blue solo llámanos al número que aparece en la parte de atrás de tu tarjeta de miembro. Hora local los siete días de la semana del 1 de octubre al 14 de febrero excepto el día de Acción de Gracias y Navidad.

También podrás verificar el estado de tu autorización llamando al número telefónico que aparece al reverso de tu tarjeta de identificación. Estamos para atenderte las 24 horas. M hora del centro Sábado.

Llame al 888-313-9426 para hablar con un representante de Florida Blue. Autoservicio para miembros disponible 24 horas del día 7 días a la semana. Para saber el estatus de la aprobación de la cobertura obtener copias de los formularios y mucho más ingrese a su cuenta de miembro por Internet o llame a nuestro Asistente automatizado al 1-800-352-2583.

Más información sobre el cuidado virtual. Estas compañías son licenciatarias independientes de Blue Cross and Blue. M hora del centro Domingos.

Cerrado Ya es nuestro asegurado. Ofrece cobertura dental de vida y discapacidad. Los vuelos reservados por teléfono están sujetos a un cargo de 25.

Llame a Florida Blue al número de asistencia que aparece en la página de Internet y dígales el mensaje de su pantalla incluyendo el número de identificación de la solicitud. Utilizamos cookies y herramientas similares para mejorar tu experiencia de compra prestar nuestros servicios entender cómo los utilizas para poder. Comuníquese con su agente local.

Para lograrlo ofrecemos un servicio gratuito de atención al usuario que está disponible durante toda la semana. Para enviar un mensaje al servicio de atención al cliente utilice el formulario de contacto del sitio web Flying Blue. Planes ofrecidos por el Gobierno Federal y administrados por Florida Blue Servicio al cliente.

Programa para empleados federales FEP Federal Employee 800 727-2227. Tu médico deberá contactar a Florida Blue al 1-877-719-2583 o a sus delegados al 800 424-4947. Servicio al cliente 1- 800-926-6565.

Con este fin conéctese a la sección FAQ Contactos de su cuenta. Llame al número de Servicio al Cliente que se indica en el reverso de su tarjeta de asegurado.

Www Anthem Com Login

With access to your secure account you can. Please be aware of this before placing your order.

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Www anthem com login. With access to your secure account you can. Update your information. Anthem Health Plans of.

Please note that there are delays with the postal system currently as some packages are being held at customs. Anthem Insurance Companies Inc. Du musst dich anmelden und für E-Mails zu Anthem sowie EA registrieren befor du IN-GAME ITEM einlösen kannst.

Call Member Services at 1-844-396-2329 TTY 711. With access to your secure account you can. You can now access member management tools through your Broker Portal.

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1-844-396-2329 TTY 711 Get translation and interpretation services free of charge. View your primary care provider PCP information. Voice Vault Use the Voice Vault tool.

2005-2014 copyright of Anthem Insurance Companies Inc. Du besuchst gerade den Store von Deutschland. Login now to view your Health Risk Assessment.

Schließt euch in BioWare und EAs Action-RPG als Helden zusammen. Register Now Learn more about Secure Log in. Trades as Anthem Blue Cross and Blue Shield in Virginia and its service area is all of Virginia except for the City of Fairfax the Town of Vienna and the area east of State Route 123.

Register your account. 711 Monday through Friday from 8. Are you a broker acting on behalf of an employer.

Anthem Insurance Companies Inc. 1-855-690-7784 TTY 711 Monday through Friday 7 am. Rocky Mountain Hospital and Medical Service Inc.

Du hast dich erfolgreich registriert und wirst nun E-Mails zu Anthem sowie anderen News Produkten Events und Aktionen von EA erhalten. Community Insurance Company CIC In Virginia. If you are a new member and just selected a plan you will need to pay your first months bill.

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For Medicare Advantage plans. As an Anthem member you can set up bill pay to make convenient automatic payments through your online account. Change your primary care provider.

Soon youll need to login to the Producer Toolbox above to view your Large Group business and commission information. Anthem Health Plans Inc. In einer Welt die von den Göttern unvollendet zurückgelassen wurde bedroht eine dunkle Fraktion die.

H6229_20_117631_U CMS Accepted 01012020 Page Last Updated on 04242020. Small Group Plan Comparison tool. Du musst dich für den Anthem Newsletter registrieren befor du deinen Gegenstand einlösen kannst.

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Send a secure message to Member Services or request a callback. Order or print your member ID card. Member Secure Application - Anthem.

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Wednesday, June 16, 2021

Supplemental Term Life Insurance Coverage

So if you move to a new job or stop paying dues you may lose access to the life insurance coverage. A supplemental policy is usually paid for out of your paycheck.

Life Insurance Cost How Much Is It Trusted Choice

Typically this coverage is limited.

Supplemental term life insurance coverage. Supplemental insurance can include. Supplemental life insurance refers to any life insurance that you might purchase on a group basis over and above what your employer offers. Basic group life insurance may be offered by your employer and offer a death benefit to your beneficiaries at no cost to you.

A Supplemental life insurance is optional additional coverage through your employer but a private life insurance policy or rider is a better choice for most. The spouse gets permanent coverage until the employee stays with the company. Supplemental group life insurance is any amount of additional coverage you purchase through your employer.

Group term life insurance coverage can be adjusted for qualifying life events or during an open-enrollment period. It may not be enough coverage. Supplemental life insurance which is sometimes called voluntary supplemental life insurance is a type of life insurance taken out on top of what your employer provides.

What Does Supplemental Term Life Insurance Mean. Yep youll have to pay for this one. If its taken out through your employer the payments will often.

And it is deducted from payroll. The standard amount of coverage is. This might sound worth it but its not.

Since the organization purchases group life insurance from the insurer the association or your employer is essentially the policyholder. If youre a full-time employee your company may offer supplemental life. Employer-sponsored supplemental life insurance waives the need for a medical exam but generally has significant limitations.

Its designed to strengthen and beef up the existing group life insurance that you have in place by giving you more when it comes to death benefit. Supplemental term life insurance is a policy that fills the coverage gaps in a primary term life insurance policy. Supplemental life insurance is additional life insurance you can buy through your employer.

In some cases employers offer supplemental life insurance which is additional coverage available to you for purchase through your place of employment. Supplemental term life insurance acts as an additional layer of financial security for individuals seeking to expand their insurance coverage and. What is supplemental life insurance.

Coverage under the Supplemental Term Life Insurance Plan for active employees ends on your termination date. There is also supplemental life insurance policies that. Supplemental life insurance adds an extra layer of coverage to an existing policy.

As with basic coverage it usually can be bought in the form of a multiple of your annual salary. Some people obtain term life insurance courtesy of their employers. Supplemental life insurance is the coverage you can purchase through your work in addition to the group life insurance they might already offer as a benefit.

Within 31 days of your termination date you have the option to convert your employee andor dependent life insurance coverage to an individual policy or port that coverage following your termination of employment as follows. Coverage you purchase in addition to your basic policy. Supplemental life insurance also known as voluntary life insurance or voluntary supplemental life insurance can be used to bridge the coverage gap left by an employer-paid group policy.

In many cases these policies offer coverage in multiples of the employees annual salary. Supplemental life insurance is a type of coverage you can purchase in addition to a whole or term life insurance policy. This option provides coverage for your spouse civil union partner domestic partner and eligible children.

An employee-paid coverage option that allows you to purchase additional protection as your needs change over time. Supplemental life insurance is a type of coverage you can purchase in addition to a whole or term life insurance policy. Dependent spouse or domestic partner coverage may also be available.

Its supposed to fill in coverage gaps that may exist between your life health and disability policies. Supplemental life insurance offered by an employer is additional term life insurance that you can purchase that is above and beyond the employer-provided basic coverage.

Blue Cross Blue Shield Vision Plan

Arkansas Blue Cross dental plans feature a large network of dentists in Arkansas and nationwide and include coverage for preventive minor and major restorative. For 2021 we are pleased to share that all vision plans will experience a rate pass even after having an average rate decrease of 34 in 2020.

Dental Blue For Members Blue Cross Nc

Thats important because eye health is linked to overall health.

Blue cross blue shield vision plan. 15 off the retail price for laser vision correction or 5 off the promotional price. Well vision exams Contact lenses. Save Money on Eye Exams.

One vision plan offers discounts on eyeglasses and contact lenses. Individual and family plans Choose what you need. Collection is subject to change.

Shop comprehensive and affordable vision insurance plans from Blue Cross NC. Blue Shields vision plans are a smart choice to complement your clients medical coverage. You dont need to have vision coverage through your health plan to take advantage.

Blue Cross Vision for State of Minnesota You have access to a large and growing network with eye care providers nationwide. Our supplemental vision plan FEP BlueVision offers the coverage you need to keep eyes healthy for years to come. For additional information please call 1-844-826-5528.

We offer dental plans for families and individuals of all ages. The Horizon Panorama V is an advanced plan which includes an annual eye exam for 10 130 reimbursement for frames or contact lens 180 for frames if a member uses a Visionworks retail locations. Blue Cross and Blue Shield is a trusted provider of health insurance for federal employees retirees and their families.

An association of independent Blue Cross and Blue Shield Plans. Fully-covered frames based on the BCBS FEP Vision Collection which is available at participating independent provider offices. Michigan Public School Employees Retirement System MPSERS members now have Blue Vision coverage.

The plan is administered by Vision Service Plan VSP. Blue Cross and Blue Shield of Texas BCBSTX vision plans can help you save on eye care costs. Partnering with VSP Arkansas Blue Cross Vision plans offer the highest level of care with the lowest possible cost.

Find information about copays for eye exams eyeglasses and contact lenses in the MPSERS Vision Coverage Summary PDF. Youll gain savings that may help you pay for things like. You can enroll year-round and you dont have to have an Arkansas Blue Cross health plan to enroll.

Youll be covered for eye exams as well as glasses or contacts with out-of-network coverage and copays starting at 15. Blue Cross vision plans offer savings on eyewear and some cover eye exams at 100 when you see a network provider. 20 off frames beyond what your plan already covers.

Routine vision care is an important part of good health and supports early detection of glaucoma cataracts and vision issues related to diabetes. Simply present your BlueCross ID card at a participating Vision Discount Program location. Who can offer vision coverage.

1Collection is available at participating independent provider offices. We offer vision plans that are affordable and include annual eye exams glasses contacts and extra savings for all of your eye care needs. Lens and Lens Treatments.

With the Vision Discount Program you can get discounts on eye exams frames and lenses. Our plans Silver Vision Gold Vision and Platinum Vision are either group employer contribution or voluntary. Complete your health care with a plan that provides adult vision care.

0 copays are for comprehensive routine eye exams and lenses. Vision plans are available to organizations with 3 employees Employers must contribute a minimum of 50 percent of the cost of each employees individualfamily premium payment BCBSND does not offer individual vision products that do not include employer contributions Covered Services. Vision insurance plans are only for diagnosing and treating vision related problems.

If you visit your eye doctor for a medical issue like pink eye dry eye or eye surgery you would use your regular health insurance as these are considered medical services. Eye exam with dilation as needed Frames. BCBS FEP Vision Plans - Blue Cross and Blue Shields Federal Employee Program Blue Cross Blue Shield FEP Vision SM For additional coverage beyond our health plan benefits we offer supplemental vision coverage for federal employees and eligible retired uniformed service members and active duty family members.

Blue Cross NC. It replaces EyeMed for both Medicare and non-Medicare MPSERS members. Visit BCBS FEP Vision.

Clear plastic single-vision lined bifocal trifocals included. Blue 2020 vision insurance from Blue Cross Blue Shield of Massachusetts covers eye exams and provides discounts on eyeglasses prescription sunglasses contact lenses and laser vision correction. Collection is subject to change.

Individual and Family Vision Insurance Plans. 40 off a complete pair of prescription eyeglasses for eyeglasses purchased after the covered pair 20 off non-prescription sunglasses. Our plans start as low as just 7 for routine eye care vision insurance plans.

Anthem Blue Cross Blue Shield Prior Authorization Fax Number

Not all services and drugs need preauthorization. Independent licensee of the Blue Cross and Blue Shield Association.

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Program Phone number HIP 1-844-533-1995.

Anthem blue cross blue shield prior authorization fax number. Monday to Friday 7 am. Anthem Blue Cross and Blue Shield is a DSNP plan with a Medicare contract and a contract with the state Medicaid program. Rocky Mountain Hospital and Medical Service Inc.

Please fill out the Prescription Drug Prior Authorization Or Step Therapy Exception Request Form and fax it to 877 327-8009. We are currently in the process of enhancing this forms library. Select the Drug List Search tabto access up-to-date coverage information in your drug list including details about brands and generics dosagestrength options and information about prior authorization of your drug.

The form contains important information regarding the patients medical history and requested medication which Anthem will use to determine whether or not the prescription is included in the patients health care plan. PrecertificationPrior authorization is the determinationby Anthem that selected. Health insurance can be complicatedespecially when it comes to prior authorization also referred to as pre-approval pre-authorization and pre-certification.

For both outpatient procedures and treatment requiring an inpatient stay call 800 633-4581 to obtain prior authorization. For prior authorization requests handled by AIM Specialty HealthSM AIM. Members of the Federal Employee Blue CrossBlue Shield Service Benefit Plan FEP are subject to different prior authorization requirements.

Participating and Nonparticipating Durable Medical Equipment Providers For durable medical equipment DME outpatient rehabilitation physical therapyoccupational therapyspeech therapy pain management home care home infusion or hyperbaric treatment and wound care please fax to 1-866-920-8362. Recommends submitting prior authorization requests for Anthem HealthKeepers Plus members via Interactive Care Reviewer ICR a secure Utilization Management tool available in Availity. Pharmacy Prior Authorization Center for Medi-Cal.

Anthem Blue Cross and Blue Shield is the trade name of Anthem Health Plans of Maine Inc. By phone at 833-293-0659 or o. Easily find and download forms guides and other related documentation that you need to do business with Anthem all in one convenient location.

Submit your request to AIM in one of the following ways. The Anthem Blue Cross Blue Shield prior authorization form is what physicians will use when requesting payment for a patients prescription cost. Prior Authorization Health insurance can be complicatedespecially when it comes to prior authorization also referred to as pre-approval pre-authorization and pre-certification.

The following guidelines apply to Anthem Blue Cross and Blue Shield Anthem products issued and delivered by Anthem in Connecticut. Online The AIM ProviderPortal is available 24x7. Weve provided the following resources to help you understand Anthems prior authorization process and obtain authorization for your patients when its required.

Log in to find contact information specific to your area and plan. Enrollment in Anthem Blue Cross and Blue Shield depends on contract renewal. To noon CT on weekends and holidays.

Weve provided the following resources to help you understand Empires prior authorization process and obtain authorization for your patients when its. During this time you can still find all forms and guides on our legacy site. Anthem Blue Cross and Blue Shield is the trade name of Anthem Health Plans of New.

Phone Call the AIM Contact Center at 800-859-5299 Monday through Friday 6 am. Health BH services using the following phone numbers. A preauthorization is the process where we review the requested service or drug to see if it is medically necessary and covered under the members health plan.

57 rows CO 23 Denial Code The impact of prior payers adjudication. For MediConnect Plan pharmacy requests please contact Anthem Blue Cross Cal MediConnect Plan Medicare-Medicaid Plan Customer Care at 1-855-817-5786. To 6 pm CT.

Anthem Blue Cross and Blue Shield Serving Hoosier Healthwise Healthy Indiana. Out -ofnetworkout area non emergency services HMOPOSBlue Direct HMO and Blue Open Access Only Mental health and substance abuse services including Residential Treatment -292 2879 or fax 866 737 8503. For information on precertificationprior.

Anthem Blue Cross and Blue Shield within 24 hours or the next business day. HMO products underwritten by. Preauthorization also called prior authorization or prior approval are a pre-service medical necessity review.

ICR offers a fast efficient way to securely submit prior authorization requests with clinical documentation. Contact Anthem Blue Cross and Blue Shield Customer Support in Indiana by phone or Live Chat. Anthem Blue Cross and Blue Shield is the trade name of.

Provider Forms Guides. Healthy Indiana Plan and Hoosier Care Connect How to obtain prior authorization cont Fax clinical information for all members to.

Tuesday, June 15, 2021

Epo Medical Insurance Definition

The Next Level Of International Private Medical Care With Cover Across The World. EPO and PPO are essentially two different types of healthcare insurances.

Hmo Vs Epo Vs Ppo Explained Medicoverage Com

An exclusive provider organization or EPO is a health insurance plan that only allows you to get health care services from doctors hospitals and other care providers who are within your network.

Epo medical insurance definition. Your insurance will not cover any costs you get from going to. Advertentie Premium International Medical Insurance Designed For Globally Minded Individuals. Advertentie Zilveren Kruis healthcare insurance is the foremost collective healthcare insurer.

Exclusive Provider Organization EPO Plan A managed care plan where services are covered only if you go to doctors specialists or hospitals in the plans network except in an emergency. However any service taken. The Next Level Of International Private Medical Care With Cover Across The World.

A preauthorization or prior authorization requirement means the health insurance company requires you to get permission from them for certain types of healthcare services before youre allowed to get that care. PPOs cover care provided both inside and outside the plans provider network. An EPO Exclusive Provider Organization insurance plan is a network of individual medical care providers or groups of medical care providers who have entered into written agreements with an insurer to provide health insurance to subscribers.

PPO has a vast network of professional providers that function as. EPOs only cover care provided by the provider network. Type of plan and provider network.

Like PPO insurance you can go directly to a specialist and bypass the need for a referral from your primary care physician. Advertentie Zilveren Kruis healthcare insurance is the foremost collective healthcare insurer. EPO Exclusive Provider Organization An EPO plan is less common than HMOs and PPOs but shares features of both.

Under an EPO plan you can go to a doctor andor hospital that is in-network. Get the Best Quote and Save 30 Today. Check out our affordable health plans and calculate your premium.

Advertentie Compare Top Expat Health Insurance In Netherlands. Definition of an EPO With an Exclusive Provider Network or EPO the employee or member of the plan can choose from the providers within the network and do not have to have to work with a primary care physician. EPO stands for Exclusive provider organizations while PPOs are Preferred provider organizations.

However there are no out-of-network benefits - meaning you are responsible for 100 of expenses for any visits to an out-of-network doctor or hospital. EPO health insurance stands for Exclusive Provider Organization. - Free Quote - Fast Secure - 5 Star Service - Top Providers.

Check out our affordable health plans and calculate your premium. Usually the EPO network is the same as the PPO in terms of doctors and hospitals but you should still double-check your doctorshospitals with the new Covered California plans since all bets are off when it comes to networks in the new world of health insurance. You must stay within the EPO network in order to get help from the carrier.

A PPO and EPO are medical insurances that are being run by a third party or an organization. An advantage with these plans is that you do not. An Exclusive Provider Organization plan EPO is similar to an HMO plan in that it has a limited doctor network and no out-of-network coverage but it is similar to a PPO plan in that you dont have to designate a primary care physician upon applying and you dont need a referral to see a specialist.

Advertentie Premium International Medical Insurance Designed For Globally Minded Individuals.

Sunday, June 13, 2021

Montebello Mall Optometry

The Shops at Montebello Montebello CA The Shops at Montebello. 2020 Montebello Optometry.

Eye People Optometry Home Facebook

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Montebello mall optometry. Get directions reviews and information for JCPenney Optical in Montebello CA. Located inside The Shops at Montebello on the 2nd floor at the top of the escalators above HM. Los Angeles premier optometry office bringing the best in eye care and designer eyewear.

Closest mall entrance is between HM and Macys. Come and meet Dr. Masuda has been an optometrist for over two decades and started practicing in the city of Montebello in 1989.

JCPenney Optical 1600 Montebello Town Ctr Montebello Mall Montebello CA 90640. Purchases must be made between 512021-592021. Reginald Sampson is dedicated to excellence in ophthalmology such as laser refractive surgery conditions treatments and general eye examination.

2134 Montebello Town Ctr Montebello California - CA 90640. I had tried other places and they gave me appointments 2 weeks later. Kleinman ordered in multiple trial lenses from different manufacturers and in multiple options until I had just the right fit and was completely happy.

I picked my glasses in 4 days - what a difference. Los Angeles premier optometry office bringing the best of eye care and designer eyewear. 11 Reviews 323 728-5274 Website.

2156 Montebello Town Center Montebello CA 90640 323. A provider of quality vision care products and optometry services. As a small business we are proud of our personalized eye exam and care.

We want to thank all of our patients for their incomparable support being extra patient with all the changes weve been needing to make all the air hugs kisses weve receive and continuing taking care of their eyes even in this unprecedented times. Find information about hours locations online information and users ratings and reviews. Eye People Optometry store or outlet store located in Montebello California - The Shops at Montebello location address.

We are an independent small business located in the City of Montebello California. Anyway i was very impressed - so i highly. OPEN DAILY Sun- Thurs 11am-7pm Fri-Sat 10am-7pm.

Search for other Optometrists in Phoenix on The Real Yellow Pages. I first started because his office is located across the street from my office building. See reviews photos directions phone numbers and more for the best Optometrists-OD-Pediatric Optometry in Montebello CA.

One gift per person per promotion. 40 reviews of Town Center Optometry I just walked in and in 20 minutes started my eye exam and was out in another 20 minutes. You are not going to find a better eye doc than Dr Masuda.

129 reviews of EYE PEOPLE Optometry I have been going to Dr. We have one of the most state-of-the art eyecare facilities in Montebello that allows us to perform the latest eye care techniques. Kleinman for 3 years.

In addition TCOs highly skilled opticians have over 20 years of experience in the optical field. Eye Phone and find store or outlet near me. Montebello Optometry Atlantis Eyecare is a leading optometry facility delivering our high quality cataract surgeries and LASIK vision correction procedures in the city of Montebello.

I have a very hard to fit prescription - high index astigmatism. We are a provider and welcome most insurances including VSP EyeMed and CaremoreSafeguard so schedule your appointment today. Thank you for visiting our website.

Eye Phone store or outlet store located in Montebello California - The Shops at Montebello location address. Find information about hours locations online information and users ratings and reviews. She will make sure you feel comfortable and help you achieve a healthy vision.

Go Back To Main Site. The staff is right on too. Montebello Optometry is a full-service eye clinic focused on genuine and thoughtful care for every need.

For us you are family. Town Center Optometry provides a staff with years of experience. Our mission is simple yet powerful.

Save money on Dr. Menu Reservations Make Reservations. 2134 Montebello Town Ctr Montebello California - CA 90640.

November 26 2020. Save money on Eye People Optometry and find store or outlet near me. Montebello Eye Center is the greater.

Get reviews hours directions coupons and more for Alex Optical Christown Mall at 1616 W Montebello Ave Phoenix AZ 85015. Schedule an appointment with an eye care professional today. THE SHOPS AT MONTEBELLO 2156 Montebello Town Center Montebello CA 90640 323 720-1600.

Zamora and her team are fully committed to helping you feel valued and comfortable on every visit.

Delta Vision Providers Arkansas

VSPs network is the largest in the nation with 84000 access points including the largest network of independent providers more than 5000 re...