Tuesday, November 17, 2020

Medical And Vision Insurance Plans

Like EyeMed each of VSPs members also get an allowance usually 150-350 to use toward the purchase of either glasses or contact lenses once a year. UnitedHealthCare has a large chosen supplier network of over 790000 participating doctors.

How To Get Cheap Health Insurance In 2021 Valuepenguin

Vision insurance refers to health plans that help you pay for eye exams glasses and contact lenses.

Medical and vision insurance plans. Ad Compare Medical Insurance Through Compare The Market. Ad Start saving by comparing health insurance policies from UKs award-winning insurers. Vision plans provide coverage for routine exams glasses and contact lenses or provide a discount on the doctors fees.

Sunday April 26 2009 727 AM Posted by Someone. Ad Award Winning Health Insurance From AXA Health - Get a Free Quote Today. Reliable And Easy Access To Quality Healthcare Around The World.

Get A Quote With Cigna. Next to wages a comprehensive benefits package is critical to attract and retain talent. At True Eye Experts we provide both medical and routine eye care services and we accept a.

One of the most effective ways for our patients to lower costs is through their insurance plans. Similar exemptions apply depending upon the policy which is bought. Personal Health Insurance Plans.

Ad Cigna Global Telehealth Consultations With Doctors Nurses Healthcare Specialists. It is a stand-alone vision insurance plan which means it is offered without any medical benefits. As out-of-network providers for VSP eye exam copays at our office are typically 20-35.

Check Out our Private Health Insurance Plans With AXA Health. Get A Quote In 2 Minutes. They are a type of insurance policy that lets you claim back the cost of a range of treatments such as eye tests dental treatment or physiotherapy see our Healthcare Cash Plans guide for more detail.

Ad Reliable Insurance Specialist Service Providing A Range Of Cover. Our quotes come with free impartial specialist advice you can trust. In this post your myopia eye doctor from the Institute for Control of Eye Myopia in Children explains the differences between medical insurance and your vision plan.

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In some cases vision benefits may be part of a broader health coverage your company provides. Expert Service With All Cover Documents Are Provided In English. You may also purchase this separately if your traditional medical plan does not include it.

Ad Start saving by comparing health insurance policies from UKs award-winning insurers. However many health plans omit ancillary benefits such as dental and vision or offer dental insurance only. Reliable And Easy Access To Quality Healthcare Around The World.

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Our quotes come with free impartial specialist advice you can trust. If you have trouble with your vision nearsightedness farsightedness astigmatism etc your visit is considered a vision problem and can be billed to your vision plan. Top up your NHS cover.

Basic health insurance usually provided by your employer only covers certain medical services. This leaves members to seek vision care out of pocket or find their own vision care plan which can be expensive. Healthcare cash plans are a cheap way to cover dental costs.

We Help You Find The Right Medical Insurance Policies For You At Affordable Prices. While health insurance is used to cover a range of unexpected eye injuries and diseases vision insurance is used to cover routine eye care such as eye exams and prescription eye wear. Ideal For UK Expats.

Vision plans are supplemental to your regular health insurance.

Medicare Supplement Plans With Dental And Vision

Medicare Advantage Plans also known as Medicare Part C provide an alternative to Original Medicare. Medicare Advantage plans are offered by private insurance companies.

Senior Dental Plans Also Vision And Hearing Coverage Youtube

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Medicare supplement plans with dental and vision. With Manhattan Life you have the option of using your favorite provider or choosing one from their PPO network. Medicare Supplement Insurance also called Medigap does not provide coverage for dental or vision care. Many Medicare Advantage Medicare Part C plans include routine dental and vision coverage.

Most include Medicare prescription drug coverage Part D. It is important to know what coverage you have regarding your vision and dental care. If you have a Blue Cross Medicare Supplement or Legacy Medigap plan this tells you how to get dental vision and hearing coverage to go with your plan.

Manhattan Life formerly Central United Life Insurance Company is a supplemental insurance plan that offers dental vision and hearing insurance with premiums starting as low as 34 per month. Many plans may also offer extra benefits that Original Medicare doesnt cover such as dental and vision care. Most Medicare Advantage dental plans cover dentures and much more cleanings x-rays annual exams fillings pullings and root canals.

Part C offers additional benefits that Original Medicare wont cover like dental vision or hearing. Medicare Advantage plans are required by law to provide all of the same basic benefits as Medicare Part A and Part B. Dental and vision benefits are built right into some of our Medicare plans.

In some states we also have dental and vision packages that you can add on to another plan or purchase separately. This plan covers a detailed eye exam cost entirely including a 130 allowance for eyewear with 20 percent off after 130. Medicare Part A and Part B together called Original Medicare do not offer dental and vision coverage but some Medicare Part C Medicare Advantage plans might.

Medigap and Vision Care While Medigap will cover cataract surgery costs or serious vision issues most vision care eye exams glasses contacts is not covered by Medigap. These plans which are provided by independent health insurers often include vision coverage in addition to coverage for dental prescription drugs and more. For routine care you can get a stand alone vision plan.

Vision Plan from Aetna Aetna Vision Preferred is available as an add-on option to Aetna Dental Direct. If you want dental coverage consider Medicare Advantage plans. Medicare Advantage Part C plans can offer coverage for dental and vision health items in addition to also offering the same coverage as Original Medicare.

Medicare Advantage plans that cover dental and vision. My service is 100 free of charge and I look forward to helping you. Learn More about Medigap Get a Medigap Quote.

But not all vision and dental care is routine. Most also include prescription drug coverage as well as other benefits such as hearing health coverage and gym memberships. Having all the information about your Medicare benefits is.

Supplemental health insurance products Supplement plans are commonly added to Medicare Parts A and B but they exist for private health insurance plans too. Instead these plans provide coverage for some of the out-of-pocket costs associated with Original Medicare such as deductibles copayments and coinsurance. Picking the right Medicare insurance is essential to make sure you have the coverage you need moving forward.

Whether you are interested in a Medicare Supplement Plan with a stand alone dental and vision insurance plan or a Medicare Advantage Plan with preventative dental and vision coverage built it Im happy to review your many Medicare options with you. Your Original Medicare insurance Parts A and B or Medicare Advantage Plan Part C may offer coverage for certain preventive and diagnostic exams treatments surgeries or some supplies. For 1525 a month you can add dental vision and hearing coverage to enhance.

5 Zeilen Dental PPO 1500 plan for all Medicare Supplement dental plan members have a 12-month. Your Medicare supplement plan provides even more value when you add the Dental Vision Hearing Package to your plan. Medicare Advantage Plans may offer extra coverage like vision hearing dental andor health and wellness programs.

Do Medicare Supplement plans cover dental and vision care. Learn more about our dental coverage. Medicare Advantage MA plans provide Part A hospital coverage and Part B medical coverage plus additional coverage like prescription drugs vision hearing and dental health.

Medicare Supplement plans aka Medigap plans do not provide any additional dental or vision coverage. These plans provide coverage for what Medicare does not cover in full such as the deductibles and copays 20 Medicare does not cover. Many plans also include other coverage such as dental vision and hearing According to the Kaiser Family Foundation KFF a non-profit organization.

In addition to the Medicare Part B premium people typically pay a monthly premium for the Medicare Advantage Plan. It is important that you contact your provider before you settle on a plan. There is no deductible or waiting period and certain plans provide extra discounts for adults over 65.

In 2016 the Part B premium is 10490 each month. If youre enrolled in Medicare Part B and have routine eye-care needs a stand-alone vision plan may be a good option. If you are looking for dental and vision coverage we can help.

Pers Health Insurance

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Pers health insurance. Advertentie Zilveren Kruis healthcare insurance is the foremost collective healthcare insurer. Advertentie Compare Top Expat Health Insurance In Laos. Providence Medicare Advantage Plans is an HMO HMOPOS and HMO D-SNP with Medicare and Oregon Health Plan contracts under contract ID H9047.

Box 40187 Portland OR 97240. Get the Best Quote and Save 30 Today. All health plans include prescription drug coverage.

Zoek uitverkoop en promoties voor een beperkte tijd. PHIP offers both Medicare and non-Medicare health plans to eligible PERS retirees their spouses and dependents as well as dental coverage. Box 40187 Portland OR 97240.

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Advertentie Compare Top Expat Health Insurance In Laos. To participate in PHIP you must be a PERS retiree and maintain a permanent residence not mailing address within a health plans service area and within the United States. 03312021 H9047_PHAAM20 Copyright 2021 Providence Health Plan Providence Plan Partners and Providence Health Assurance.

PERS Health Insurance Program 800 768-7377 toll-free PO. Our plans are accepted by thousands of doctors. PERS Health Insurance Program 800 768-7377 toll-free PO.

This is a traditional Medicare Supplement insurance program that pays secondary to Medicare. PERS Health Insurance Program What is the PERS. This plan also includes a comprehensive prescription drug benefit a hearing aid benefit vision benefits and alternative care discounts.

PERS Health Insurance Program 800 768-7377 toll-free PO. We offer two Medicare Advantage Plan types Providence Medicare Align Group Plan Rx HMO and Providence Medicare Flex Group Plan Rx HMO-POS. To enroll in a PHIP Medicare Plan contact PERS directly at 503-224-7377 or 1-800-768-7377.

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Check out our affordable health plans and calculate your premium. Learn more about the Moda Health Medicare Supplement plan for PERS. Zoek uitverkoop en promoties voor een beperkte tijd.

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Monday, November 16, 2020

How Much Is Disability In California

The program has been in effect since 1946. This webpage contains information about disability services and resources.

Va Disability Rates 2021 S Updated Pay Chart

This amount is not subject to tax so no withholding will be taken from the payment.

How much is disability in california. For a DI claim to be valid you must have at least 300 in wages in the base period. You can be paid benefits for a maximum of 52 weeks. Currently the cap is 1357 per week.

25 151-25 25 1575 25 1125 3625 36. In-Home Supportive Services Plus IHSS-Plus Waiver. Have lost wages because of your disability.

Californias SDI program pays approximately 60-70 of your usual wages depending on your income up to a cap. Adults with disabilities are more likely to. Be unable to do your regular or customary work for at least eight days.

See eg Benson 170 CalApp4th at 1541-42 two separate awards each based on a 31 disability produced a total permanent disability award of 49210 while combining the impairments for a 62 disability would have produced an award of 6701625. You may be eligible for DI if you are unable to work due to your pregnancy or childbirth. The California State Disability Insurance SDI program provides short-term Disability Insurance DI and Paid Family Leave PFL wage replacement benefits to eligible workers who need time off work.

If you live in California you could be eligible for California short-term disability benefits SDI Social Security or SSI disability benefits veterans disability compensation California workers compensation benefits for work-related injuries or illnesses short- or long-term disability benefits from an employer-provided insurance policy or disability retirement benefits FERS. For example the result of combining 15 and 25 would be calculated as follows. January February or March.

But your actual monthly SSI payment will depend on whether you have any countable income whether you are married and. How much can you make in California and still apply for disability. Disability costs in healthcare expenditures are 382 billion per year in California.

The following information may be used to determine the base period for your claim. Everyone on SSI disability Supplemental Security Income is eligible for the same base amount 783 in 2020. If a claim begins on or after January 1 2021.

The state adjusts the cap as necessary to adjust for inflation. For example it would be inappropriate to combine 15 UE with 20 WPI. Lower-income employees may be entitled to 70 of their regular wages.

Most California employees are entitled to an SDI benefit equal to 60 of their regular wages up to a cap. In 2018 the seven-day waiting period went away and workers started to receive 60-70 of their average wages depending on their income level rather than 55. Developmentally Disabled-Continuous Nursing Care DD In-Home Operations.

The base period is the 12 months ending last September 30. Disability Insurance Benefit Payments If you are eligible you can receive about 60 to 70 percent depending on income of wages earned 5 to 18 months before your claim start date. Persons with Disabilities.

California provides paid time off for disability child birth parenting and pregnancy leave. The California State Disability Insurance SDI program provides short-term Disability Insurance DI and Paid Family Leave PFL wage replacement benefits to eligible workers who need time off work. Be employed or actively looking for work at the time your disability begins.

Impairment ratings must be expressed in the same scale to be combined. You may be eligible for DI if you are unable to work due to non-work-related illness or injury pregnancy or childbirth. The estimated average Social Security disability benefit for a disabled worker receiving Social Security Disability Insurance SSDI is 1259 per month according to the latest figures from.

In 2021 the cap is 1357 but the average weekly amount received is. Have earned at least 300 from which State Disability Insurance SDI deductions were withheld during your base period. Assisted Living Waiver ALW Genetically Handicapped Persons Program.

SGA Substantial Gainful Activity In the context of Social Security Disability and SSI work and earnings are issues that are far more complicated than most applicants would realize. Despite progress adults with disabilities in Alaska and across the country continue to experience significant differences in health characteristics and behaviors compared to adults without disabilities. California State Disability Insurance SDI or CASDI is a statutory state-regulated and state-audited state disability program of the State of California for short-term disability income replacement.

For more information review Calculating Disability Benefit Payment Amounts.

Friday, November 13, 2020

Anthem Coverage Plans

Anthem offers Medicare Part D plans with excellent coverage low monthly premiums and low or no deductibles. Receive 1-on-1 guidance selecting a health insurance plan.

Anthem Blue Cross Discourages Agents Assisting Consumers With Health Insurance Enrollments

The benefit information shown here is for in network services.

Anthem coverage plans. Anthem offers HMO and PPO planswith and without prescription drug coverageand two types of Special Needs Plans. A catastrophic plan is a high-deductible low monthly payment option to protect you during serious health crises. To qualify for this coverage level you must be under 30 years of age or 30 years of age or older with an approved hardship exemption from the Exchange.

All ACA plans include dental and vision for children and some plans may provide coverage for adults. For costs and complete details of the coverage please contact your agent or the health plan. Anthem BCBS insurance plans offer substance abuse and mental health coverage benefits.

Anthem Minimum Coverage D HMO 5JNL Anthem Silver 70 Off Exchange Anthem Gold 80 D HMO 5JNE Anthem Platinum 90 D HMO 5JNJ HMO 5JNB. If the medical plan you select does not include dental and vision coverage Anthem offers stand-alone dental and vision plans to complete your overall health protection. Insurance for Individuals and Families.

Anthem offers health coverage plans for you and your whole family. We have budget-friendly plans to support your unique care needs. Feel free to select plans that cover skilled nursing facilities Medicare Part B Excess charges and even foreign travel emergencies when youre out exploring the world.

Anthem is here to help you choose the right plan. Anthem Blue Cross and Blue Shield is a DSNP plan with a Medicare contract and a contract with the state Medicaid program. Even better 24000 of those are preferred pharmacies we work with to help you save on many prescription drugs.

Anthem offers four different Medicare supplement plans. Our plans cover preventive care like regular cleanings exams and X-rays and also procedures like fillings crowns and root canals. You can select from a variety of plan types including HMO PPO EPO and Health Savings Account-compatible plans.

Most of our Medicare Advantage plans include coverage for prescription drugs dental vision and hearing aids. HMO plans only include out of network benefits for emergency care urgent care and ambulance services. The first coverage is the base plans which are standardized coverage that is covered uniformly by companies that offer Medicare Advantage.

Anthem Blue Cross offers the health insurance coverage and choices you and your employees want and need. For an updated formulary please contact us. This document includes a list of the drugs formulary for our plan which is current as of 512021.

Youre even free to choose from plans that offer 100 percent coverage of basic benefits including preventive care services. Plan A Plan F Plan G and Plan N. Our contact information along with the date.

Anthem Plans are a little bit different from the other Advantage plans making them more unique and stand out from other companies. Plan name Anthem Bronze 60 EPO 5JMM Anthem Bronze 60 HDHP EPO 5JMZ Anthem Silver 70 EPO 5JMW Anthem Gold 80 EPO 5JMK Anthem Platinum 90 EPO 5JN6 Anthem Minimum Coverage EPO 5JN1 Network name Pathway EPO Pathway EPO Pathway EPO Pathway EPO Pathway EPO Pathway EPO. When you enroll in an Anthem Medicare supplement plan.

Anthem Blue Cross and Blue Shield is a Medicare Advantage plan with a Medicare contract. Plus learn about the importance of coverage for your whole family and our dental plan options that cover children orthodontics and. 8 Anthem blue cross alcohol treatment and drug rehab coverage varies by state policy member and provider.

Medicare Part A coinsurance and hospital expenses up to an additional 365 days after your Medicare benefits have been used up. Just as important youre free to enjoy the. It does have a small co-payment for emergency room visits and some regular office visits.

Anthem Enrollment and Eligibility. Find affordable dental insurance plans that are easy to smile about with Anthem. The other plans have higher coverage and higher price as well.

We also offer extra coverage options like dental and vision insurance. When it refers to plan or our plan it means Anthem MediBlue Access PPO. See if you qualify for a catastrophic coverage plan.

Anthems Medicare Supplement Plan F is the most comprehensive in terms of its coverage as compared to other available Medigap plans. Anthem Medicare Supplement Plan N Plan N is the third most common supplement plan because it cost a little less than Plan G since it doesnt cover your Part B deductible or excess charges. Means Anthem Blue Cross Life and Health Insurance Company.

The level of coverage is dependent on your specific insurance plan. Items that are covered by the Medigap Plan F offered through Anthem include. They also offer benefits such as SilverSneakers fitness memberships money for over-the-counter items and more.

We have more than 66000 pharmacies in our network thats almost every pharmacy in America. These all-in-one plans typically also include extra benefits such as.

Thursday, November 12, 2020

Obgyn Fresno Ca

Endometriosis Fresno CA Endometriosis is a term used to describe a type of disorder that happens when the inside of the uterus starts to grow outside of itself. 7005 N Milburn Ave 101 Fresno CA 93722.

Kanwer R Dhami Md Obgyn Obstetrician Gynecologist In Fresno Ca Md Com

Please contact our office to make an appointment or to check insurance eligibility.

Obgyn fresno ca. Our office is designed with families in mind. 6167 North Fresno Street Suite 102 Fresno CA 93710 222 mi. A graduate of UC San Francisco Fresno campus residency program Dr.

559 443-2696 Fax Referral Form. Fort Washington Suite 101 229027 mi Fresno CA CA 93730. We accept most major insurance plans.

As an obstetrics and gynecology expert he works with his team at Fresno Womens Care to serve patients in Fresno and the surrounding California area. Vishwanath Vasanth Vishwanath MD FACOG has decades of experience helping women get the most caring effective care possible. 445 S Cedar Ave Dept Obg.

7300 N Fresno St Dept Of ObGyn Fresno CA 93720 100 Points. Abnormal Uterine Bleeding. 455 S Cedar Ave Dept Obgyn Fresno CA 93702 100 Points.

Get Directions 559 797-9797. From the moment patients walk in the door to the follow-up care if necessary we provide patients high-quality treatment in a comfortable atmosphere. University Medical Ctr.

Marquez brings the latest techniques and skills to her position as an OBGYN physician. Check reviews hours insurance options book your appointment today. Obstetrician-Gynecologist OBGYN in Fresno California.

There are 132 specialists practicing Obstetrics Gynecology in Fresno CA with an overall average rating of 39 stars. 6327 N Fresno St Suite 101 Fresno CA 93710 100 Points. Contact us and schedule an appointment with us today at our OBGYN practice in Fresno CA.

We found 171 Obstetricians Gynecologists in Fresno CA near you. We support various local charities specializing in womens and children services. She graduated from UC Davis PA School in 2002 and within the same year started working with Dr.

They also specialize in. Search Filter Obstetricians Gynecologists. We have two full-service OB-GYN practice locations in Fresno.

She graduated from medical school in Yerevan in 1992 and moved to Fresno CA in 1993. Contact Wade Dickinson MD Obstetrics Gynecology on Messenger. 275 people like this.

American College of Obstetrics and Gynecology Board Certified PhysiciansMidwife. Canterbury Womens Health Care. This disorder has the ability to cause a great deal of pain and mostly takes place near the ovaries and fallopian tubes.

Illinois Avenue Suite 408 Fresno CA 93701. There are 17 hospitals near Fresno CA with affiliated Obstetrics Gynecology specialists including Saint Agnes Medical Center Clovis Community Medical Center and Community Regional Medical Center. 278 people follow this.

An obstetrician gynecologist or OBGYN is a physician who cares for women throughout their pregnancies straight through to the delivery of their baby obstetrician. She is Board Certified by the American College of Obstetrics and Gynecology and will serve as the next Chairman of the OBGYN department at Saint Agnes Medical Center. Both offices are located within walking distance to local restaurants and shopping centers.

University Obstetrics Gynecology 2210 E. 3D Ultrasound services for diagnostic and gender determination images included. As an OBGYN Dr.

Marquez provides patients ovarian cyst treatments C-sections pap smears STD testing ovarian cancer treatment cervical cancer treatment HPV vaccine and vaginal hysterectomies. Marine was born and raised in Armenia.

Wednesday, November 11, 2020

Covered Ca Choose Health Plan

We make it easy for you to choose not one level but two adjoining levels of coverage. 5 to 40 Doctor Visits.

Covered California Coveredca Twitter

Covered California is a marketplace for people and small businesses to find out if they are eligible for financial help and buy health insurance including Medi-Cal.

Covered ca choose health plan. Since October of 2013 when you apply through Covered California you may qualify for a discount on your health insurance plan or gain access to the states Medi-cal program. Compare brand-name Health Insurance plans side-by-side and find out if you qualify for financial help to pay for your health coverage. Its the only place where you can get financial help when you buy health insurance.

8 to 80 Specialist Visits. Covered California is the state exchange where Californians are able to shop brand-name health insurance companies and receive financial help based on income. Pediatric care including dental and vision.

1 or is it subject to the actual enrollment date. Will I be able to use my new Covered California health insurance plan right away. When someone enrolls in a health insurance plan during open enrollment but after Jan.

For questions or additional help renewing your health plan contact an expert in your area for free assistance or call Covered California at 800 300-1506 TTY. For example you can. Permanente and Sharp Health Plan are ranked in the top 10 percent of all US.

Draft 2019 Qualified Health Plan and Qualified Dental Plan Applications Covered California for Small Business. Many individuals and families are finding that their current doctors are not supported by their chosen health plan and need to switch. Covered California for Small Business offers four levels of coverage Bronze Silver Gold and Platinum each with multiple plan options.

1 2014 will the effective date be Jan. Start the PlanFinder tool above for detailed help on comparing the plans. What are the health plan options.

We help you choose a plan that works best for your health care needs and your budget. Health insurers in most measures of quality. Use the Shop Compare tool to find the best Health Insurance Plan for you.

Heres how to choose the best Covered Ca plan for your situation. Covered Californias push toward delivery reform to improve value and system performance has resulted in about 25. Its the only place to get financial help to pay for your health insurance.

Covered California is a free service from the state of California that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. Perhaps one of the least intuitive parts of the Covered California enrollment website occurs when you want to change your health plan. Covered California for Small Business CCSB helps you find health insurance for your employees that fits your budget and theirs.

Covered California is accepting comments on the draft QHP and QDP CCSB Certification Applications until close of business Friday February 9. Shop Compare Health Insurance Plans Covered California. As an employer you will choose a plan to offer your employees based on the plans available in your region.

Quality performance across the other nine insurers however was highly variable and often in need of improvement. Please use the comment template and submit to QHPCertificationcoveredcagov. Both Covered California and Medi-Cal have plans from well-known companies.

You dont need to worry about spending a certain amount before savings kick in. These services are covered from day one. Can I get health insurance through Covered California.

5 to 40 Mental Health Outpatient Visits and Services. Medi-Cal has free or low-cost coverage if you qualify. Compare brand-name Health Insurance plans side-by-side and find out if you qualify for financial help to pay for your health coverage.

Your employees have the option to select any plan within those two levels. Then you and your employees select the plan that fits your budget. Run your Covered Ca quote in a new window here.

Maternity and newborn care. Soon after the passage of national health care reform through the Patient Protection and Affordable Care Act of 2010 ACA California enacted legislation to establish a qualified health benefit exchange. California Government Code 100500 et seq The California state law is referred to as the.

Covered California Certification of Qualified Health Plans Introduction. Because Covered California administers the Advance Premium Tax Credit it is important to follow their procedures so your established premium assistance will follow you to the new health plan. Edit Mobile Icon Path.

You decide the level of coverage and how much to contribute toward your employees health insurance premiums. You may even be able to get help paying for your health care or qualify for Medi-Cal. All plans cover treatment and vaccines for COVID-19.

Determine if youre eligible for a tax credit Section 1 Find the best plan level bronzesilver gold or platinum for your needs and budget Section 2. And then you will define a percentage that you would like to contribute towards premiums for employee-only coverage. If you choose to offer dependent coverage you will also define a percentage to contribute to those premiums as well.

Your health insurance through Covered California can help you cover medical costs for the following services.

Delta Vision Providers Arkansas

VSPs network is the largest in the nation with 84000 access points including the largest network of independent providers more than 5000 re...